My name Jon Stanek and I help trucker drivers who have DAC report errors. A DAC report is considered a consumer report under the Fair Credit Reporting Act (FCRA). The FCRA is a federal law that regulates the activities of consumer reporting agencies (CRAs), the users of reports, and those who furnish information to the CRAs.
When a truck driver applies for a job, the prospective employer (user) requests that individual’s DAC report from HireRight, Inc. HireRight is the owner and distributor of DAC reports. HireRight is considered a CRA under the FCRA. Often, a driver’s DAC report is inaccurate. In many situations, a DAC report is inaccurate because a former employer (furnisher) reported misleading or false information to HireRight.
The FCRA does not impose liability on CRAs simply for reporting inaccurate information. Instead, the Act requires that CRAs utilize reasonable procedures to ensure maximum possible accuracy of the information in a report. The FCRA also requires that the CRA properly conduct a re-investigation after the consumer disputes the accuracy of information, and provides the right for the consumer to file a statement of dispute after an unsuccessful dispute. Violations of either of these duties subject a CRA to actual damages and attorney fees if the failure is negligent. If the failure is willful, the CRA can be held liable for statutory and punitive damages.
I received my law degree from the University of Wisconsin in 2004. I have extensive courtroom experience representing individuals in both jury and bench trials.